State 20 August 2026
11.19 Lakh Pucca Houses Approved for Bihar with ₹13,427 Crore Allocation
Why in the News?
Union Minister for Agriculture and Farmers’ Welfare and Rural Development, Shivraj Singh Chouhan, announced the approval of 11,18,937 pucca houses for poor families in Bihar under the Pradhan Mantri Awas Yojana (PMAY), backed by a financial allocation of ₹13,427 crore.
Key Features / Major Points:
Housing Sanctions: Over the last two years, a total of 24,30,327 houses have been approved for Bihar involving an aggregate expenditure of ₹29,164 crore.
Pradhan Mantri Fasal Bima Yojana (PMFBY): Highlighted the implementation of PMFBY in Bihar to safeguard farmers against crop losses from floods, droughts, and unseasonal rainfall.
Digital Farmer IDs: Praised Bihar's milestone in generating over 53.83 lakh digital Farmer Identity Cards to ensure transparent and direct delivery of scheme benefits.
Economic Empowerment & She-Marts: Emphasized expanding the 'Lakhpati Didi' initiative and setting up 'She-Marts' in every district to provide marketing avenues for women Self-Help Groups (Jeevika Didis).
Core Pillars of Rural Progress: Identified roads (PMGSY), housing (PMAY), and agriculture as the three vital pillars driving rural development.
Static GK Facts:
Pradhan Mantri Awas Yojana - Gramin (PMAY-G):
Launched: November 20, 2016 (revamped from the former Indira Awaas Yojana).
Nodal Ministry: Ministry of Rural Development.
Funding Pattern: Shared between Centre and States in a 60:40 ratio in plain areas and 90:10 for North-Eastern and Himalayan States.
Pradhan Mantri Fasal Bima Yojana (PMFBY):
Launched: February 18, 2016.
Premium Rates: 2% for Kharif crops, 1.5% for Rabi crops, and 5% for commercial/horticultural crops.
One-Liner Quiz (All Competitive Exams):
What is the funding ratio between the Centre and States for PMAY-G in plain areas?
Answer: 60:40
What is the farmer's premium share for Kharif crops under the Pradhan Mantri Fasal Bima Yojana (PMFBY)?
Answer: 2.0%